ValidiFI delivers bank account validation and credit risk solutions through its single-API Omni platform, empowering organizations and financial institutions with actionable insights to help detect fraud, assess credit risk, and transact more confidently. By analyzing the intricate connections between bank accounts, identity elements, and payment performance, ValidiFI powers a range of applications including application, onboarding, account funding, bill pay, recurring payments and more.

ValidiFI helps clients with:

• Account Validation – Confirm consumer/business account status instantly using ValidiFI's data network, Early Warning Services, and J.P. Morgan Payments data with industry leading coverage.
   
• Account Ownership – Authenticate consumer/business account ownership using ValidiFI's data network, Early Warning Services, and J.P. Morgan Payments data with industry-leading coverage.
   
• Fraud Detection – Detect bank account related fraud by identifying suspicious behavior and high-frequency changes associated with bank accounts and identity elements like phone, email, and address.
   
• Open Banking and Cash Flow Analytics – Empowering cash flow underwriting and open banking capabilities.
  Identity Verification – Support KYC and identity compliance efforts.

Benefits of being a Nacha Preferred Partner:

As a Nacha Preferred Partner and a provider on the Phixius network, ValidiFI enhances the ACH Network by providing predictive bank account and payment intelligence to help clients validate up to 96% of accounts with greater accuracy and confidence. ValidiFI’s validation solutions provide non-credentialled and credentialled solutions for a real-time seamless experience for our clients.

How ValidiFI helps advance the ACH Network:

ValidiFI helps drive the nation’s payments system by providing organizations with a deeper view of bank accounts and consumers behind the accounts. This offers faster, more confident transactions, reducing ACH returns and payment issues, while detecting fraud before it happens.

To learn more about ValidiFI, visit validifi.com.

Preferred Partner List